The Pulse and Perspective
Stay informed with weekly mortgage & real estate market news on Thursdaysđ, plus bonus episodes released covering health, wellness, leadership, music, exclusive interviews, and MORE! #thepulseandperspective
Episodes
99 episodes
PULSE 08/21/2025: Rates Are Falling, ARMs Are Back, and Powellâs Jackson Hole Signal
Lower mortgage rates, an ARM comeback, and a pivotal Fed moment are reshaping late-summer housing dynamics. This episode breaks down what buyers, sellers, and pros should watch as affordability improvesâand where strategy matters most.<...
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28:14
PULSE 08/14/2025: Mortgage Rates Hit 9-Month Low â Opportunity Knocks
This weekâs episode of The Pulse and Perspective dives into the most favorable mortgage rate environment since October 2024 â and why itâs a pivotal moment for buyers, sellers, and investors. Pete DâAngelo breaks down the factors drivi...
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28:13
PULSE 08/07/2025: Rates DROP, Data Doubts & Your Mid-Summer Reality Check
đ Mortgage rates just cracked their year-to-date floor, sliding into the mid-6 percentsâeven dipping to 6.45 % at a few lenders. In this weekâs episode of The Pulse and Perspective, Pete DâAngelo unpacks why a weak jobs report, downward ...
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24:14
Permanent Discount, 2-1, 3-2-1: Seller-Funded Buydowns to Beat a 6.75% Mortgage
đĄ Did You Know? You donât always have to swallow todayâs 6.75 % fixed rate. In this deep-dive of The Pulse and Perspective, host Peter DâAngelo shows how permanent discount-point buydowns and seller-funded 2-1 and 3-2-...
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18:24
Update 07/31/2025: Fed Freeze, Historic Dissent & a Sub-7% Mortgage Window
đ This week on The Pulse and Perspective, host Peter DâAngelo unpacks a blockbuster Fed meeting that delivered zero rate movementâbut plenty of drama. Two governors broke ranks for the first time since 1993, voting for an immediate cut...
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14:50
Mortgage Monday: How Much Down Payment Do You Really Need in 2025?
Think you need 20% down to buy a home? Think again. In this âDid You Knowâ segment of The Pulse and Perspective, Pete DâAngelo breaks down exactly what down payments look like in todayâs marketâby loan type, property type, and buyer pr...
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13:05
Update 07/24/2025: Mortgage Rates Steady, But Is New Jersey Headed for a Buyerâs Market?
This week on The Pulse and Perspective, Pete DâAngelo breaks down the latest New Jersey mortgage and housing dataâand itâs all about balance. Are we finally seeing cracks in the long-standing sellerâs market? With inventory barely tick...
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14:56
Update 07/17/2025: NJ Prices Surge as Inflation BitesâWhat Buyers & Sellers Need to Know Now
New Jerseyâs real estate market is defying national trendsâagain. In this weekâs episode of The Pulse and Perspective, host Pete DâAngelo dives into scorching home prices across the state, including a jaw-dropping 31.7% jump in Newark,...
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17:50
PERSPECTIVE: $1.7M in 22 Days â Inside Wayneâs Hottest Home Sale with Joe Charles
What does it take to sell a $1.7 million home in just 22 days in one of New Jerseyâs most competitive markets? In this episode of The Pulse and Perspective, Pete DâAngelo sits down with Joe Charles, local real estate expert and rising ...
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49:15
How Inflation and a Credit Score Overhaul Could Reshape Homebuying in 2025
In Part Two of this weekâs update, Pete DâAngelo dives deep into the real inflation storyâand why the Fedâs path to 2% may hit a dead end without lower interest rates. đ He walks through the PCE vs CPI debate, breaks down the persisten...
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15:30
Update 07/10/2025: New Jersey Housing Market Hits Turning PointâIs a Buyerâs Market Emerging?
This week on The Pulse and Perspective, Pete DâAngelo breaks down New Jersey's shifting real estate dynamics with fresh July data. đĄ Median home prices are up 5% YoY, but cracks are forming: 1 in 3 homes are now selling below ...
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14:55
Update 07/03/2025: New Jersey Mansion Tax Shake-Up & Mid-Year Market Momentum
Big changes are here for New Jersey real estate! In this special 4th of July week episode, Pete D'Angelo breaks down the sweeping update to the NJ Mansion Taxâwhat it means for sellers, the new tiered rates, and why itâs sparking a last-minute ...
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21:31
Update 06/28/2025 Pt. 2: Why the Fed Must Cut Rates to Hit 2% Inflation
In Part 2 of this weekâs update, Pete DâAngelo dives headfirst into the most overlookedâand potentially decisiveâfactor behind inflation: shelter costs. Could the very metric used to measure inflation be the bottleneck preventing it from fallin...
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17:50
Update 06/26/2025 Pt.1: Mortgage Rates Dip, Housing Market Shifts & Inventory Surges
Mortgage rates just dropped below 6.8% đ and summer housing momentum is heating up đĽ. In this episode of The Pulse and Perspective, Peter DâAngelo breaks down what the latest rate changes, borrower activity, and surging inventory mean ...
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15:54
INTERVIEW | From Burnout to Breakthrough: Erin Bradleyâs No-Fluff Formula for Mortgage & Life Mastery
Ready to flip the script on burnout and take back your freedom? In this energizing episode of Mortgage, Markets, and More, Erin Bradleyâauthor, speaker, and founder of Pursuing Freedomâshares how she went from riding her bike to client...
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1:04:28
UPDATE 6/5/2025: Is the Market Cooling or Just Catching Its Breath?
Mortgage rates tick down, but affordability remains a hurdle! đĄ This week on Mortgage, Markets, and More, Peter D'Angelo breaks down why a drop in mortgage applications isn't the full story. From cooling buyer demand to rising inventor...
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16:47
Inventory Rising, Sales Falling: Is April 2025 the Marketâs Breaking Point?
Aprilâs housing data tells a complex story: inventory is at a five-year high, sales are slipping, and home prices continue to defy gravityâat least for now. In this weekâs episode of Mortgage, Markets, and More, Peter DâAngelo breaks d...
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18:42
UPDATE 5/29/2025: Rates Dip, Confidence Jumps, and Inventory Surges: Is the Market Finally Balancing Out?
Mortgage rates just slipped below 7%âbut is it enough to jolt the market? In this weekâs episode of Mortgage, Markets, and More, Peter unpacks a surprising surge in consumer confidence, the highest housing inventory levels in nearly si...
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14:00
Moodyâs Shocker Sends Mortgage Rates Soaring: What It Means for Buyers Now
Mortgage rates are back above 7%âand Moodyâs U.S. credit downgrade is the culprit. In this weekâs Mortgage, Markets, and More, Peter DeAngelo breaks down why rates jumped, how bond yields are reacting, and what this means for bu...
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22:10
From Offer to Ownership: Mastering the Homebuying Journey (Part 2)
You're under contractânow what? đĄ In this action-packed episode of Mortgage, Markets, and More, Peter D'Angelo takes you from making the offer all the way to getting your keys! Learn the critical steps: earnest money, inspections, appr...
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18:51
Why Good Inflation News Isnât Lowering Your Mortgage
Mortgage rates surged this week, with FHA loans seeing the biggest jumpâand yes, even ARMs moved higher despite no Fed rate hike. So what gives? In this episode of Mortgage, Markets, and More, Peter DeAngelo breaks down the surprising ...
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10:48
From Dream to Doorstep: Your Ultimate Homebuying Game Plan (Part 1
Ready to unlock the secrets to successful homebuying? đĄ In part one of our two-part "Did You Know" series on Mortgage, Markets, and More, Peter D'Angelo breaks down the essential first steps â from setting your budget and boosting your...
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13:42
Mortgage Rates Edge Higher, NJ Listings Surge: What Buyers Must Know Now
Mortgage rates crept higher again this week, with ARMs seeing a sharp jump đ, and bond yields flashing warning signs about sticky inflation. Meanwhile, New Jersey real estate is heating up with a big inventory boost â especially in Hudson and E...
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17:28
Spring Stall or Soft Reset? What March 2025 Home Sales Really Say About the Market
March is usually the start of real estateâs spring surgeâbut this yearâs numbers tell a different story. In this data-packed episode of Mortgage, Markets, and More, Peter DâAngelo breaks down the latest national and New Jersey housing ...
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19:40
Mortgage Meltdown? Not on Your Watch â The Ultimate Homebuying Doâs & Donâts
Buying a home? đ Donât let excitement turn into a financial disaster! In this Mortgage Monday episode of Mortgage, Markets, and More, Peter DeAngelo breaks down the critical doâs and donâts of applying for a mortgage and buying a homeâ...
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14:55